What is a financial services expert network?

A Nextyn financial services expert network connects decision makers with former underwriters, controls officers, product leads and distribution specialists across 70+ countries. Conversations establish how the economics of a book or a platform actually behave, rather than how they are presented in a deck: loss experience against pricing, acquisition economics net of churn, and where distribution costs sit. Coverage spans banking, payments, lending, asset management, and life, general, specialty and reinsurance. Every expert is screened for current employment, independence and confidentiality obligations before a call is booked.

Who do you reach in payments?

Nextyn reaches former acquiring and issuing product leads, processing and scheme specialists, merchant sales heads, and commercial executives across the payment chain. Conversations cover interchange and scheme economics, merchant pricing and attrition, authorisation and fraud performance, and where a processor’s margin actually sits. Coverage runs across 70+ countries, so a payments brief spanning several markets is handled on one engagement, with scheme structures and interchange regulation read locally in each.

How do you get a read on loss ratio direction?

Nextyn reads loss ratio direction through underwriters who have priced comparable books. Former pricing and portfolio underwriters can say what they are seeing on frequency and severity now, how they would reprice the book today, and where reserves are moving before the development triangles show it. That lead time is the point: reported reserves lag the underwriting view by quarters. Nextyn recruits against the specific line and geography rather than the sector, screens for current employment, and briefs experts that reserve positions at their current employer are out of scope.

Do you cover insurance and reinsurance?

Yes. Nextyn covers life, general, specialty and reinsurance, alongside banking, payments, lending and asset management. On the insurance side Nextyn reaches former pricing and portfolio underwriters, claims and reserving leads, distribution and bancassurance heads, and reinsurance treaty and broking specialists. Conversations cover pricing adequacy, claims inflation, treaty terms and retention, and where a book’s margin genuinely sits once acquisition cost is loaded. Coverage is global, across 70+ countries.

Can you reach regulators and former supervisors?

Yes. Nextyn recruits former supervisors and policy specialists for questions about what a rule means in practice. Former regulators can explain how a requirement is applied, what supervisory attention actually focuses on, and how comparable firms have been treated, which is frequently different from what the rule text implies. The boundary is explicit: former supervisors are screened for confidentiality obligations and briefed that confidential supervisory information, live enforcement matters and any non-public position on a named firm are out of scope. Only former, not serving, supervisors are engaged.

Is commercial due diligence the same as KYC?

No. Commercial due diligence tests a target’s market and growth thesis before an investment; KYC verifies a customer’s identity for anti-money-laundering compliance. The two share the phrase "due diligence" and nothing else. Commercial diligence asks whether demand, pricing and competitive position hold up, and is run once per transaction. KYC is a continuing regulatory obligation performed on customers at onboarding and periodically thereafter. Nextyn supports commercial due diligence by sourcing former operators, buyers and underwriters who can confirm or break the assumptions in an investment case.

How soon can I speak to an expert?

Nextyn schedules most first calls within 24 to 48 hours of the brief. That timeframe is inside the first week of a typical diligence timetable. A senior operator in a narrow segment takes longer to source than a category specialist, and where a brief falls into that category Nextyn says so upfront and commits to a date it can hold. A research lead returns angles, candidate names and rates before anything is booked, and no call is scheduled until the client approves the expert.

Which regions do you cover?

Nextyn sources experts globally, across 70+ countries, with in-market researchers supporting every region it covers. A brief in any covered market is handled by researchers who know that market, which extends reach past listed corporates into distributors, dealers and independent operators. References can be taken in the expert’s own market and language, which allows one brief to run consistently across several geographies at once. Nextyn confirms coverage for the specific markets in a brief at the outset, so a client knows the reach before the engagement begins.

How does Nextyn’s pricing model work?

Nextyn confirms the cost of an engagement in writing before any expert is approached. A research lead returns candidate names and their rates within 24 to 48 hours of the brief, so a client sees the real cost of the experts actually proposed before committing. Cost reflects the seniority of the experts involved and the number of conversations a question needs, scoped against each brief. A client can start with a single project. Teams running continuous research move to a credit arrangement sized to expected usage.

The expert network for financial services intelligence

Former underwriters, risk officers, product leads and distribution specialists across banking, capital markets, payments, lending, insurance and asset management. Matched to your question.

Start a project

Product and marketing leadership teamMerchant acquiringA payments provider could measure churn and not explain it. We interviewed merchants who had left, through a moderator with nothing to defend.
Read more

Research and knowledge services functionLicensing and regulationA knowledge function supported deal teams across several fintech markets. We built a standing board of former regulators and licensing leads it could keep current.
Read more

Definition

What is a financial services expert?

A financial services expert is a former underwriter, risk officer, product lead or distribution specialist who can speak first hand to how the economics actually behave. Nextyn sources them across banking, capital markets, payments, lending, insurance and asset management.

Brief to expertmatched against the question you are asking

5 sub-sectorsbanking to asset management

Priced & underwrittenby the people who signed the book

The sector

Every sub-sector runs on different numbers.

01
Banking
Deposit beta and where balances actually move when rates do, cost to serve by channel, the credit quality sitting under a reported ratio, and what a core system replacement really costs in time, attrition and management attention.
02
Capital markets
Wallet share by desk and how it is won, the balance sheet intensity behind a revenue line, client concentration nobody discloses, and what a change in volatility regime does to volumes and to margin at the same time.
03
Payments
Take rate net of interchange and scheme fees, the true cost of acquiring and holding a merchant, attrition after the first repricing, and where a processor’s economics sit against the partner bank it depends on.
04
Lending
Loss curves by vintage and cohort rather than blended, acquisition cost against lifetime margin, collections performance when employment turns, and the funding line that decides whether growth is fundable at all.
05
Insurance, asset and wealth management
Attachment and loss ratio by line, reserve adequacy and where prudence is hiding, distribution economics across brokers and platforms, and fee compression measured against the real cost of advice.

How we support you

One call, or the whole year.

Speak to expertsExpert callsOne former underwriter, product or distribution lead.Moderated callsWe run the interview and send you the output.AI-moderated callsYour discussion guide, put to operators and brokers at volume.Multi-expert panelsAn underwriter, a product lead and a distributor on one question.Field immersionsBranch, broker and merchant visits, run compliantly.Workshops and round tablesA convened session on a live pricing or risk question.Opinion surveysCounted across brokers, merchants and portfolio managers.

Longer engagementsAdvisory boardsA standing bench of former risk and product executives.Long-term consulting supportAn embedded consultant for the length of a project.Interim and fractional executivesAn operator placed into the business while you hire.Executive and board searchRetained hiring for risk, product and distribution roles.Expert witness and litigationTestifying and consulting experts on conduct and contract disputes.

Capabilities

The decision, and the seat that answers it.

The assumptions underneath the model, priced by people who have priced them before.

Why Nextyn

Depth in financial services, reach, and a compliance file.

Sector depth former underwriters, risk officers, product and distribution leads, matched to the product and the market
Regional edge India, Southeast Asia and the Gulf, with full reach across North America and Europe
Pace experts matched while the question is still live
Compliance no confidential portfolio data, and every engagement screened before a call is booked

Expertise in action

What the work looks like here.

Case studies and writing from this sector.

Case studyCategory Language Testing Case StudyAn opinion survey capturing buyers' own words first, then testing the nameRead more

Case studyFractional CFO Placement Case StudyA fractional executive placement covering the raise and the finance function afterwardsRead more

ArticleDiligencing a Loan Book You Cannot SeeWhen loan-level data is withheld, credit quality is still knowable — from the people who wrote the underwriting policy and worked the collections.Read more

ArticleTesting a Rent Roll's Real OccupancyA rent roll records contracts, not occupancy. What tenants, facilities staff and neighbors reveal that the schedule cannot.Read more

Start here

Speak to an expert about your question

A dedicated Client Solutions Manager will be in touch shortly to help with your research needs.

Start a project

01
Send your project scope
Your questions, and the thesis behind them. A paragraph of context is enough.
02
We come back with angles and expert profiles
A shortlist with rates included.
03
Approve, then we field
You select and approve the experts you want to speak to.
04
Nextyn IQ reads across the whole project
Agreement, contradictions and open gaps, read across every call in the project.

Request experts

Tell us about your research needs

Start with a single project. We shape the commercial terms around how you want to work.

The expert network for financial services intelligence

What is a financial services expert?

Every sub-sector runs on different numbers.

Banking

Capital markets

Payments

Lending

Insurance, asset and wealth management